IT Finance Practice Loan Lease Purchase Lease Rental Vehicle Finance Hire Purchase Commercial Loan		Commercial Loan A unsecured commercial loan can be used for any purpose from refurbishment to expansion without using your existing lines of credit and without using your assets as security. Particularly useful for purchases such as IT and software enabling immediate use of new technology and payments to match revenue while leaving existing bank facilities intact. Tax treatment follows tax allowance based on what you purchase Unsecured facility leaving bank facilities available for other projects No deposit and no capital budget outlay May be used to pay non-VAT registered contractors Can be used for any purpose, not just to purchase equipment